Blog

Picture this. The sun is out. A friend’s bike is just sitting there, begging for a ride. Or maybe you’ve just shaken hands on that dream machine, but the dealer’s yard is closing in ten minutes. Your heart says ‘go’. But your brain? It’s screaming one question: “Am I even insured?!” That gut-punch of uncertainty?…

You’ve run the numbers. You’ve budgeted for materials, labor, permits, and even that inevitable coffee budget for the crew. But then you get the quote for your builders risk insurance. Your jaw hits the floor. Is this a premium or the down payment on a small island? You’re not alone. This moment of sticker shock…